Do I Need a Will? The Benefits of Writing a Will in the UK

Many people put off writing a will, assuming it’s something to think about later in life. But the truth is, having a will in place is one of the most important steps you can take to protect your loved ones and make sure your wishes are carried out.

At Lakes Legacies, we help individuals and families across Cumbria and the Lake District take the stress out of will writing. If you’ve ever wondered “Do I need a will?” - here’s what you should know.

Why Having a Will Matters

Without a valid will, you have no control over what happens to your estate when you die. Instead, your assets are divided according to the rules of intestacy in England and Wales. This can mean:

• Your spouse, partner or children may not inherit as you intended.

• Unmarried partners have no automatic legal right to inherit.

• Family disputes may arise at an already difficult time.

• The process can be longer, more stressful, and more costly for those left behind.

Writing a will ensures that your wishes are respected and that your family is provided for in the way you want.

The Key Benefits of Writing a Will

1. Protect Your Loved Ones A will lets you decide exactly who inherits your estate — whether that’s your partner, children, grandchildren, or even charities close to your heart.

2. Appoint Guardians for Children If you have children under 18, a will allows you to nominate guardians. Without this, the decision is left to the courts.

3. Make Financial Matters Easier A will can reduce stress, delays, and costs for your family by making your wishes clear.

4. Minimise Family Disputes Clearly outlining your intentions can help prevent disagreements and conflict between relatives.

5. Peace of Mind Knowing you have a will in place gives you confidence that your affairs are in order, no matter what happens.

When Should You Write a Will?

There’s no perfect age to write a will - but certain life events make it especially important:

• Buying a home or property

• Getting married or entering a civil partnership

• Having children or grandchildren

• Starting a business

• Receiving an inheritance or other significant assets

Even if you already have a will, it should be reviewed and updated after major life changes to make sure it still reflects your wishes.

Do I Need a Solicitor to Write a Will?

Not necessarily. While solicitors can write wills, you may not need the expense of one - especially if your estate is straightforward. At Lakes Legacies, we specialise in affordable, professional will writing services for individuals and families in Cumbria and the Lake District, offering clear advice and a personal approach.

Next Steps

If you’ve been putting off writing a will, now is the best time to act. It’s quick, affordable, and gives you complete peace of mind.

Contact Lakes Legacies today to book a free, no-obligation consultation and take the first step towards protecting your family’s future.